FinTech regulatory advisory and legal support for payments, digital assets and regulated businesses — covering regulatory perimeter, compliance implementation, DORA, the EU AI Act, payments regulation, investment services, due diligence and remediation.
The starting point is the actual business model: what the business does, how responsibilities are allocated, where the material regulatory and compliance risks sit, and what governance, controls, documentation and evidence are required.
The same business may need different workstreams at different moments. These four entry points keep perimeter, implementation, licensing and supervisory response separate.
Map activities, entities, assets and flows to determine applicable regimes, permissions, exemptions and licensing consequences.
Compare known requirements with the current governance, policies, controls, implementation and available evidence.
Prepare and manage the dedicated authorisation, registration or market-entry workstream under the Licensing section.
Coordinate the external response, internal corrective action, evidence, governance and closure-readiness workstreams.
The workstreams are grouped by the type of regulatory question, making it easier to move from a business issue to the right specialist support.
FinTech products, crypto-assets, tokenisation, stablecoins, DeFi/Web3, digital securities and regulatory intersections.
Explore Financial Services Regulatory Advisory →Current PSD2 compliance, payment-governance review and readiness for the evolving EU payment-services framework.
Review payments compliance →ICT risk governance, third-party risk, contracts, incident frameworks, resilience-testing governance and implementation evidence.
Discuss DORA compliance →AI role mapping, risk classification, transparency, governance, high-risk readiness and GDPR alignment.
Map AI Act obligations →MiFID II / MiFIR, AIFMD II, UCITS, ECSPR, MAR and connected compliance and governance workstreams.
Explore investment regulation →Determine which regulated activities, permissions, licences, exemptions and responsible entities apply to the actual business model.
Assess the perimeter →Compare a known regulatory framework with the current policies, controls, governance and evidence, then prioritise remediation.
Assess current compliance →Support for RFIs, findings letters, examinations, corrective action, remediation governance and closure evidence.
Respond & remediate →Regulatory and commercial contract support for outsourcing, technology, white-label, distribution and other operating-model arrangements.
Review contract workstreams →Ownership, governance, decision rights, shareholder arrangements and regulated-business structuring.
Review governance & structure →Decision-focused review of regulatory status, AML/CFT, governance, banking, outsourcing, contracts, IP and change-of-control risk.
Discuss due diligence →Fraud risk assessment, payment and identity fraud, internal fraud, typology mapping, governance and fraud/AML integration.
Review fraud controls →A consistent methodology across regulatory workstreams — focused on the factual model, practical implementation and evidence that can withstand external scrutiny.
Products, services, clients, entities, transaction and asset flows, outsourcing, technology and decision rights.
Applicable obligations are converted into responsibilities, policies, processes, contractual requirements and governance.
Define approvals, records, testing, reporting, registers and implementation evidence for management, investors, banks or supervisors.
LEX ARTA leads the regulatory and compliance advisory scope. Reserved local legal services, formal representation, independent assurance or specialist technical work are separated and coordinated with appropriately qualified providers where required.
Regulatory perimeter and implementation analysis; compliance frameworks and governance; gap and readiness assessments; regulatory response and remediation; due diligence; fraud-risk and financial-crime controls; commercial-regulatory structuring.
Local-law reserved legal work and representation; statutory or independent assurance; specialist cybersecurity and technical testing; tax, audit, valuation or other professional disciplines outside the agreed LEX ARTA scope.
LEX ARTA combines legal analysis with hands-on compliance and financial-crime experience. The objective is not to restate regulation, but to turn it into defensible decisions, workable controls and evidence.
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Share the business context, jurisdiction and support you need. We will reply with a practical next step.
