Licensing assessments and coordinated authorisation support for crypto-asset, payment and FinTech businesses entering EU and selected international regulated markets.
MiCA has applied in full since 30 December 2024. The final EU transitional period for pre-existing national crypto-service regimes ended on 1 July 2026.
Standalone feasibility, jurisdiction-selection and applicant-readiness assessments before significant licensing expenditure.
AML/CFT, governance and operational controls are integrated into licence readiness rather than treated as late-stage add-ons.
Coordinated application support, with qualified local professionals involved where local law, filing or representation requires them.
Choose your licensing route
Find the Licensing Service That Fits Your Business.
You do not need to know the legal label before contacting us. Start with the business question that matches your current stage.
From initial feasibility and jurisdiction selection through applicant readiness, AML/CFT programme development, governance documentation and application coordination.
01
Licensing Assessment
Three standalone written products for different stages of a licensing project: testing one selected route, comparing alternative jurisdictions or assessing the readiness of an applicant against an already selected pathway.
EU crypto-asset service provider authorisation under MiCA — governance framework, AML/CFT programme, DORA readiness and application preparation. Includes Czech Republic via ČNB.
CASP service classification and authorisation strategy
Application preparation and regulatory coordination
Regulatory pathway assessment, AML/CFT framework development and coordinated licensing, registration, affiliation and market-entry support across selected international jurisdictions.
UAE virtual-asset licensing routes
Singapore MAS / DPT licensing
Canada MSB / FINTRAC and Switzerland SRO
Armenia, Mauritius, El Salvador, Panama and selected routes
Pre-application readiness for payment institutions and electronic-money institutions, focused on permissions, safeguarding, governance, AML/CFT and the consistency of the proposed operating model.
PI / EMI authorisation and permission mapping
Governance, safeguarding and own-funds framework
AML/CFT, fraud and operational controls
Application preparation and regulatory coordination
We review the business model, proposed services, client profile, transaction and asset flows, target markets and existing corporate structure to identify the applicable regulatory perimeter and key licensing considerations.
02
Licence and Jurisdiction Strategy
We assess the appropriate licence, registration or regulatory pathway and recommend suitable jurisdictions based on the proposed activities, target markets, operational requirements, timeline and commercial objectives.
03
Readiness and Documentation
We develop and coordinate the regulatory framework required for the selected pathway, including AML/CFT, governance, risk management, operational policies, business planning and supporting application documentation.
04
Application Preparation and Regulatory Coordination
We coordinate the application process from document preparation and consistency review to filing arrangements, regulator correspondence and responses to follow-up questions. Local counsel and jurisdiction-specific specialists are coordinated where required.
05
Post-Authorisation Support
Following approval, registration or affiliation, we support ongoing AML/CFT compliance, governance updates, regulatory reporting, control enhancement and operational readiness as the business develops.
Why LEX ARTA
Regulatory Expertise Behind the Licensing Process.
Licensing is not treated as a standalone document-preparation exercise. Our work connects the regulatory perimeter, business model, ownership and governance, AML/CFT framework, financial assumptions, operational arrangements and application evidence into one coherent licensing project.
Senior-Led Delivery
Core regulatory and compliance work is led by experienced professionals with hands-on legal, MLRO and compliance backgrounds.
Regulatory & AML/CFT Expertise
Licensing strategy is developed together with the governance, AML/CFT and operational requirements that the applicant will be expected to implement in practice.
Cross-Border Coordination
Where local legal, tax, corporate, financial or technical expertise is required, the relevant workstream is coordinated with appropriately qualified local professionals and specialist providers.
Structured Quality Review
Regulatory documents, policies, financial assumptions and operating arrangements are reviewed for consistency across the application before submission.
Professional background. Individual LEX ARTA professionals hold or have held qualifications and professional credentials including a PhD in Law, ACAMS certification, CySEC AML certification and ACFE membership, together with MLRO, Compliance Officer and cross-border regulatory experience. Qualifications and memberships relate to the relevant individual professionals and do not constitute firm-level accreditation.
Planning a licence application or assessing your licensing options?
We help crypto, payment and FinTech businesses build the regulatory and compliance infrastructure behind a credible licence application. We aim to respond within 1 business day.
The answer depends on the services provided, client location, asset flows, custody model, target markets and corporate structure. LEX ARTA assesses the regulatory perimeter before recommending a licence, registration or affiliation pathway.
Not necessarily. Incorporating too early can create unnecessary cost or lock the project into an unsuitable structure. A licensing assessment should normally come first.
Regulators typically expect a coherent business model, appropriate governance, qualified management, an operational AML/CFT framework, clear outsourcing arrangements, adequate resources and documentation that reflects how the business will actually operate.
The timeline depends on the jurisdiction, licence type, regulatory complexity, readiness of the applicant and regulator review process. LEX ARTA provides an indicative timeline after the initial assessment, but regulatory processing times cannot be guaranteed.
Yes. The agreed scope can cover assessment, applicant readiness, application preparation, regulator-response support and post-authorisation compliance, with local specialists involved where required.
Yes. The assessment is designed as a standalone first step. It identifies the recommended route, key requirements, principal gaps and next actions before significant licensing costs are incurred.
